Home Loan / Refinance Calculator

	REFINANCE CALCULATOR

	Refinance at a Lower Rate
	Refinance with Cash Out
	Refinance to Consolidate Bills
	Home Improvement Loans
	Home Equity Loans
	New Home Purchase Loans
	First Time Buyers Loans
	Second Mortgage Loans
	125% LTV Loans
	No Equity Loans


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	HOME LOAN / REFINANCE CALCULATOR
	Before making a decision to buy or refinance your home, check below what your savings will be if you get a lower rate. To get the lowest rate possible, choose the applicable loan category on the left and get a free loan or refinance quote from all the companies in that group. Their rates might be close, but with the help of the REFINANCE CALCULATOR, you can see the difference even a quarter of a percent can make.

Should I refinance?

Enter your Current and New Mortgage information to find out.

Information on your CURRENT mortgage
Month in which this mortgage originated?
Year in which this mortgage originated?
Original amount of this mortgage?
Term of this mortgage?	year
Current interest rate?
Information on your NEW mortgage
Mortgage amount? (Calculated amount you currently owe)
Term of this mortgage?	year
New interest rate?
Estimated closing costs, including any points paid upfront?

The Results
Your current monthly payment is
Your new monthly payment will be
If you refinance now, your monthly payments will be reduced by
It will take this long to recover closing costs on the new mortgage

Mortgage analysis	Current Loan	New Loan
Number of payments made so far
Number of remaining payments at refinance date
Total interest paid as of refinance date
Total unpaid interest at refinance date